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An Agora Times report on the Indian Insurance Industry 2010

September 26th, 2022

The research has been conducted by the VA consulting team working with inputs from several insurance leaders in the Indian market that have worked with early entrants like Met Life,Guest Posting Zurich, ICICI and others.

Background to the Indian economy

Ever since the economy was opened up in 20 years ago India has been growing as an economy at nearly double digits.

As the working middle class becomes a sizable number the insurance industry has started growing at an incredible rate. It has grown over 200% since 2006. Even last year that insurance industry has grown by over 45%. Analysts predict the industry is going to grow at least 10% in 2010 to become a $42Billion industry. Even with this growth rate only 5% of the country is actually covered by any form of insurance.

The research has been conducted by the VA consulting team working with inputs from several insurance leaders in the Indian market that have worked with early entrants like Met Life, Zurich, ICICI and others.

There are insurance governing bodies have been formed and governing bodies have brought about a number of changes to standardize the insurance sector but more changes are expected especially in the personal and life area.

There are many factors to probe into as an investor or venturing into the Indian market. Our guidance to companies that are interested in entering the Indian market is:

The consumers as well as the investors should be focusing on the insurer’s financial strength and capability to meet ongoing responsibilities to its policyholders.
The fundamentals of the insurance company should be strong and should not indicate a poor investment opportunity as this might also deter growth.

Introduction to Term Life Insurance in Canada

March 23rd, 2022

First of all, it is very important for you to understand what the term life insurance means. It is basically the insurance that pays death benefit to the beneficiaries only if the insurer has died within the decided time of the insurance. If the insurer dies after the time limit, the insurance company is not going to pay anything to the beneficiaries. The time limit can vary from 5-20 years, depending upon the policy plan.

If you are trying to find the best term life insurance in Canada, you should look for your options online. You can find plenty of websites offering information and help regarding this information. When it comes to Canada, it has more than thirty five companies offering different policies.

You can also contact brokers in Canada if you want to learn more about the different policies. It is possible to find cheap term life insurance in Canada, which is indeed a great option for young people. Canada Trust is a company that offers insurance at reasonable prices. The best thing about Canada Trust is that they take care of everything and you do not have to go through any hassle. You can fill a form online and their agents will contact you for different requirements.

Canada Life is another company offering different life covers, which also include term life insurance in Canada. They offer affordable life coverage. Also, the premium guaranteed remains the same for the upcoming ten to twenty years. Your needs does matter a lot. Another good thing about Canada Life is that you do not have to show any medical evidences at the time of renewal. You can also convert your plan into a permanent life insurance plan.

HSBC is a huge name in the banking sector. It also provides term life insurance in Canada. The duration of HSBC insurance is from 10-20 years. The coverage ranges from $25,000 to $250,000. HSBC offers the simplest plan and getting the insurance is not difficult at all. You do not have to go through millions of tests. All you need to do is to answer 7 simple health questions. You can also get quick online quotes and instant coverage. This insurance comes with 30-days money back guarantee. These terms and conditions are only available in Canada.

Reputation Management is the Answer How Your Business Is Perceived

March 1st, 2022

Is it true that you are keen on finding out about dealing with your standing? Have you been searching for accommodating and solid data? Indeed, this article will ensure you get a few strong ideas. It will assist you with sorting out some way to more readily deal with your standing.

Posting data via online media locales is essential to your business’ standing. You should post a few times each week at any rate to actually run an advertising effort. Assuming you see that posting via online media locales is overpowering, consider recruiting an aide to make your posts for you.

At the point when individuals invest in some opportunity to offer something about your business, it is vital that you are sufficiently gracious to answer. While you might be an extremely bustling individual, it shows your crowd that you really care about them and what they need to say. This is imperative to keep a consistent client base.

At the point when you talk with your crowd, ensure that you do as such in a conversational tone. Individuals try to avoid the possibility of entrepreneurs continuously addressing them with promoting to them. While you would like to make a deal, you ought to never cause a client to feel like this is your main concern.

Be grateful. Assuming somebody leaves a decent audit about your organization, send them an individual message and express gratitude toward them for their criticism. On the off chance that conceivable, send your client a coupon for a specific percent off on their next buy as a much obliged. In the event that this is preposterous, earnestly say thanks to them for their input.

Assuming you will utilize anybody’s thoughts, you ought to constantly make a point to give them credit for that. Everybody out there can advance a little from others, so giving due credit will show individuals that you don’t think you are over that. This is an extraordinary method for getting their appreciation.

On the off chance that you own a business, treat your representatives consciously. Any other way, you might foster a negative standing as an entrepreneur. Certain individuals won’t give you business as a result of it.